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Spending for healthcare crowds toward the end of life, while money to pay for it is generated before age 65. Potentially, the two age groups could unify their finances and get dual savings. Only the transfers need to be unified, using Health Savings Accounts as the transfer vehicle, allowing compound interest beyond the boundaries of individual insurance programs. The incentive is created to keep what you don't use, for your retirement.

That's not all. There is no way for a newborn to pre-pay his expenses. Someone must give children some money. Indeed, adding children to a new HSA...

Thomas Hobbes was one of the most important and influential philosophers of the seventeenth century. Covering all the key concepts of his work, Starting with Hobbes provides an accessible introduction to the ideas of this hugely significant thinker. Thematically structured, this book leads the reader through the full range of Hobbes's ideas and, uniquely, not just his political philosophy. In his day, he was internationally as famous for his theories about knowledge, language, the material nature of reality, mathematics, psychology, and religion, as he was for his politics; and...

Originally published in volume 4 of the Princeton University Press Mathematical Notes series. Based on lecture notes by Norman E. Steenrod.

Originally published in 1967.

The Princeton Legacy Library uses the latest print-on-demand technology to again make available previously out-of-print books from the distinguished backlist of Princeton University Press. These editions preserve the original texts of these important books while presenting them in durable paperback and hardcover editions. The goal of the Princeton Legacy Library is to vastly increase access to the rich...

This book further expands the hidden advantages of Health Savings Accounts (HSA), which the author had a hand in creating in 1981, along with John McClaughry of Vermont when John was Senior Policy Advisor in the Reagan White House. Temporarily skipping a confrontation with the Affordable Care Act (ACA) for lack of certainty about where it stands, we expand the horizon to lifetime health insurance, and discover that Medicare poses the most important obstacle. HSAs had more advantages than we had realized, but Medicare poses more issues.

The simplicity of HSAs provides excellent...