Kategoria BISAC: Business & Economics >> Insurance - General

The purpose of the book is to provide insurance practitioners, consumers, and students with definitions of common insurance terms in both the property/casualty and life/health insurance industries. The unique feature of the book is that many of the definitions contain detailed explanations of coverage provided by certain types of insurance and/or examples that illustrate how a particular coverage works. The book should be helpful to insurance agents and to new insurance agency/company personnel. It will also be helpful to consumers to use as a reference guide to better understand insurance...

After World War II, the United States and Canada, two countries that were very similar in many ways, struck out on radically divergent paths to public health insurance. Canada developed a universal single-payer system of national health care, while the United States opted for a dual system that combines public health insurance for low-income and senior residents with private, primarily employer-provided health insurance--or no insurance--for everyone else. In National Health Insurance in the United States and Canada, Gerard W. Boychuk probes the historical development of health care...

A companion volume to Rogers's "Insurance in the Soviet Union" (Praeger Publishers, 1986), this new work provides an in-depth examination of the operations of insurance industries in eastern European socialist countries. Rogers covers the administrative structure of insurance programs, the types of policies written, the insurance markets, and the extent of insurance protection. These topics provide the background to his discussion of two important issues: the transition from private to public insurance in socialist countries and the influence of the Soviet Union. In the latter case, there...

Who determines whether persons are disabled and eligible to receive the billions of dollars that are awarded in benefits under federal disability programs today in the United States? What kinds of standards are applied in making awards to millions of applicants? And how are disability determinations made and claims adjudicated? Frank S. Bloch provides a careful study of disability determinations in five major federal programs. His findings, models, and calls for reform, including the greater use of medical personnel, should interest those who want to know more about the medical-legal...

This volume examines current trends in social security programs around the world. An international group of contributors provide (1) historical perspectives on the development of social security programs (looking at the U.S., Japan, and South Korea); (2) national overviews of programs as adapted to specific populations (in Indonesia, the Philippines, China, Zimbabwe, Yugoslavia, and Malaysia); and (3) specific program analyses (long term care in Britain, health care in Sweden, and industrial accident benefits as developed in Brazil). The discussions highlight the need to evaluate the...

This text focuses on insurance as an industry and speculates what would happen if the insurance industry were to be deregulated. The basics of insurance are incorporated throughout, which allows for a greater understanding of the possible implications of deregulation and trends in competition. . . . What could have been dry and tedious has instead been made pleasant by Banks McDowell, who writes with an easy-to-read and informative style. Examples of small case studies are woven into the text to further illustrate the issues. The material is clear, concise, and thought-provoking and is...

Important changes have buffeted the insurance industry over the past decade. The 1999 repeal of key provisions of the Glass-Steagall Act unleashed a wave of conglomeration in financial services, as bank holding companies acquired insurance and securities businesses and, to a much lesser degree, insurance companies acquired securities firms and banks. Rivalry within the sector has intensified: insurance companies have developed products that compete directly with the offerings of banks and securities firms and vice versa. In addition, the industry has become increasingly global.

Against...