This book steps through the development of the three key ingredients to the financial crisis in the United States; Fiscal policy that depends on and encourages massive expansion of private debt to generate economic activity, a cultural acceptance of using debt to achieve a higher standard of living by the Baby Boomer generation and a glorification of debt by commercial financial institutions using slick marketing campaigns and creating new debt products to fit every desire. Operating under this recipe for the last fifty years has left an entire generation, the Baby Boomers, facing financial...

Excerpt from the USCGA Website] "Swab Summer is a seven-week traditional military indoctrination. It is designed to help young civilian students transition into the lifestyle of Coast Guard Academy cadets. The training process starts with general military skills and physical conditioning. The training continues with seamanship, swimming and academics. Through the process, students develop self-discipline, military bearing and esprit de corps (the spirit of the corps). They also begin to understand the Coast Guard's Core Values of Honor, Respect and Devotion to Duty. For many cadets the...