What are your plans for retirement? Where will you live? How will you cover your unplanned medical costs? Will you have to support your children? What is your investment strategy? Will your advisor/broker advice be worth the cost? Will taxes and fees destroy your purchasing power? If you have not answered these questions BEFORE retirement, how do you know you can maintain your lifestyle for 30 years? If you plan now, you can add an extra 25% to 50% to your income by using the low-cost and tax-FREE accounts other retirees found very helpful. There are so many unknowns in our futures that we...

Simple but profound advice to live well by "The stock market is a device for transferring money from the impatient to the patient." Warren Buffett Patience is important in life and in building wealth. Most investors are not patient so most investors will not have enough later. In fact, the average investor earns only 3.79% annually (vs market returns of 11.06%) according to DALBAR's Qualitative Analysis of Investor Behavior. Most investors jump from one already popular security or mutual fund to another. Each time they do this, they are basically paying at the higher price AFTER the security...

Earn 11% not 3.79% "The stock market is a device for transferring money from the impatient to the patient." Warren Buffett Mr Buffett's strategy of patience has proven to be the most astounding in history. He has earned 20.8% a year compounded over 50 years for his shareholders. His firm had 2 bad years. He does NOT trade or speculate. He holds companies for a long time. The average brokerage investor earned just 3.79% while the stock market earned 11.06% over the last 30 years. DALBAR Most investors jump from one "popular" security to another just in time for them to go down. So they earn...

Pay less; Earn more: Save 63% on fees Buy low-cost mutual funds averaging 10-12%. Accumulate $1,000,000 in 35 years. Use a tax-FREE account-Save 30% on income taxes. Avoid mutual fund fees taking 63% of your money. Only 2.5% of the Street's "professionals," who hand-pick a bunch of stocks (a mutual fund), are successful over time. Your funds with "that little 2 percent fee will erode 63 percent of what you would have had," according to John Bogle. Accumulating wealth requires that you avoid high fees, commissions, loads and taxes-the Wealth Killers. If your high-fee 401k has no match, you may...

"We don't pay taxes. Only the little people pay taxes." Create a $500,000 tax-FREE account Pay NO taxes on your wealth Avoid future tax increases Boost your account by 30% Socialism for the Rich: We pay more so a few can get very rich. Income inequality is at its highest since the Robber Barons ruled. Real wages (after inflation) have FALLEN. Working people earn less now than in the 1970s-even when both spouses work. Tax policy and subsidies from the millionaire Congress have created America's version of Socialism . . . for the Rich. The wealthy like Warren Buffett pay only 17% total tax ...

Use the Best to reach your goals Ultimate Automatic Wealth Management Fidelity found that their client accounts that were most successful were those put on automatic-left alone-forgotten. "The stock market is a device for transferring money from the impatient to the patient." Warren Buffett Buffett claims that his holding period is forever. He advocates compounding (allow earnings on earnings to grow exponentially): "My wealth has come from a combination of living in America, some lucky genes, and compound interest." Robo-advisors work because money does NOT trade, rebalance, market time, buy...

Let Uncle Sam help pay for your emergencies Cash is your best protection for emergencies Use a tax-FREE account-Save 30% on income taxes. Avoid securities fees & charges taking up to 63% of your money. Accumulate $55,000, $250,000, even $1,000,000. Don't let a financial emergency kill your financial dreams. Many financial plans have been destroyed by an unexpected, huge, catastrophic event that catches you without money. If your spouse is in an accident or your home burned or you die, how will your family move on from the devastation? Most emergencies can be handled by a combination of cash...

Your Wealth ReserveTM reduces the taxes you pay Use your IRS-approved tax shelter-Pay 0% on asset gains. Accumulate $55,000, $250,000, even $1,000,000 tax-FREE. Use your Wealth ReserveTM to reduce the taxes you pay like President Trump. Working people pay about 33% total taxes. The Tax-Credit Class like Warren Buffett, John Kerry, Mit Romney and The Don pay less than 17%. Your Wealth ReserveTM is a legal tax shelter hidden in plain sight. America taxes work more than non-work. Most of the income of wealthy people is dividends, capital gains and interest. It is taxed at 15 or 20%. This is how...