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Microfinance means the provision of financial services to low-income clients, including consumers and the self employed, who traditionally lack access to banking and related services. The beginning of the microfinance movement is most closely associated with the economist Muhammad Yunus, who in the early 1970's was a Professor in Bangladesh. In the midst of a countrywide famine, he began making small loans to poor families in neighbouring villages in an effort to break their cycle of poverty. He started micro credit by giving a loan of $ 27. In India, the concept of microfinance has existed...