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The American public was hoodwinked: 401(k)s were established to satisfy corporations, not the interests of working Americans. Portrayed as a perpetual wealth machine, the 401(k) was meant to satisfy the needs of every employee. Yet, it was an impossible promise to fulfill: It was the great 401(k) hoax. According to William Wolman and Anne Colamosca, this was the latest act in the gradual erosion of the nation's retirement system. Drawing from reams of historical and contemporary data as well as economic, social, and political trends, they reveal the system's troubled 100year history. Beyond...

Bill Wolman, "Business Week" chief economist and Anne Colamosca say what our business and government leaders are unwilling to admit, but what most workers know in their gut: in the global economy, big money calls the shots and workers - white-collar professionals as well as blue-collar - are increasingly expendable. Drawing on history and their knowledge of how the world economy works, the authors demonstrate why downsizing will continue whether or not it makes America more competitive.