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People who need more energy and want to avoid stimulants that will make them edgy should consider taking supplements of carnitine or acetyl-l-carnitine, two forms of the same nutrient found naturally in protein. Carnitine works by transporting fats in cells to where they are burned for energy. By boosting the activity of the body's cellular furnaces, carnitine can energize the heart, brain, and muscles to do more. Doctors have also found carnitine and acetyl-l-carnitine helpful in treating many conditions, including heart failure, muscle weakness and failing memory. Carnitine can also enhance...

A simple yet powerful guide to financial independence based on the author s 35 years of experience as a professional financial planner. Virtually anyone can follow these steps to develop a more rewarding career; earn a higher income; spend sensibly without feeling deprived; control debt; avoid income tax traps; steer clear of financial disasters; invest intelligently; communicate more effectively about money with spouses, kids and parents; protect and maximize the value of assets; retire more comfortably; transfer wealth to heirs; and achieve many other professional and financial goals. This...