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The Export-Import Bank of the United States (Ex-Im Bank or the Bank), an independent federal government agency, is the official export credit agency (ECA) of the United States. It operates under a renewable charter, the Export-Import Bank Act of 1945 (P.L. 79-173), as amended. Ex-Im Bank helps finance U.S. exports of manufactured goods and services, with the objective of contributing to U.S. employment, in circumstances when alternative financing is not available or to assist U.S. exporters to meet foreign, government-backed sponsored, export credit competition. Its main programs are direct...

Congress sets statutory requirements for Ex-Im Bank's support in its charter, under which the Bank's financing must have a reasonable assurance of repayment and must supplement, and not compete with, private capital. Ex-Im Bank also abides by international rules for government backed export credit activity as a participant to the Organization for Economic Co-operation and Development (OECD) Arrangement on Officially Supported Export Credits.