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Knowing what to do with your money is more important than ever. Gitman/Joehnk/Billingsley's market-leading Personal Financial Planning, 13E, International Edition provides students with the tools, techniques, and understanding they need to define and achieve their financial goals. The book follows a life-cycle approach - addressing financial plans, assets, credit, insurance, investment, and retirement - as individuals and families progress through life. The latest updates reflect the most recent financial developments and research - from new tax laws and the latest financial data to...