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You never know what tomorrow will bring.

When 20-year-old Inayah moves to the United States with her family, she hopes that she will discover a new life, away from the savage conflict which has engulfed the Middle East. But what she finds instead, is little more than a prison for an apartment and an arranged marriage to a much older man.

In the midst of this unhappiness Inayah see James, who works in the apartment block as a janitor. Every day, through her window, she watches him as he takes his break on the balcony in front of her. Slowly, she begins...

This book consists of three parts and incorporates the learning and worldwide experiences drawn from the author's four decades as career executive, consultant and educator. The subject matter evolved from needs expressed, observations made, and solutions created while working with clients, colleagues, and students over the years, and, importantly, operational experiences gleaned from the development and implementation of trade credit and business-expansion strategies. Trade Credit Risk Management serves a key role- first, as a course resource in support of university undergraduate and...