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As the second most populous and seventh largest global economy, India has the largest number of life insurance policies in force in the world. At present, 312 million middle class families have sufficient money to buy insurance but only 2.5 percent of the country's insurable population is currently insured in one form or another.It has a lot to offer to prospective insurers. The new economic reality of globalization has led to radical changes like new types of risks that require new types of covers to match such risk situations. Low economic growth rates in the industrial nations accompanied...

Bangladesh has made a significant effort to supply improved sanitation facilities in rural areas. As the best known option, the pit latrine was the most favorite technology. Yet, as Bangladesh is a country of flooding and high groundwater table, pit latrines not only flush out and cause pollution, they also become inaccessible during floods, and remain filled with silt after the floods. Every year floods destroy many sanitation facilities and force people to resort to open defecation, despite the capitalintensive investment. UDDTs were evaluated on their suitability for flood-prone areas and...