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The book assesses the impact of credit financing on the performance of Micro and Small Enterprises (MSEs) in rural- urban set up of a developing economy. It notes that credit financing has a significant role on their performance, both in terms of growth, information seeking behavior and attainment of customer value and satisfaction as indicators of MSEs performance. Further, it notes that although credit models that are operational in Kenya seem to be working with regard to low cost of sustainability among micro-financiers and high recovery rates from borrowers; they have failed to address...

The book examines the owner-managers' perception and assessment of disaster risk impact on micro and small enterprises (MSEs) ' sustainability in rural- urban set up of a developing economy in Africa. It notes that entrepreneurial traits greatly influence risk decisions by micro and small entrepreneurs across gender. However, four cluster traits found outstanding were commitment, determination and perseverance; drive to achieve/succeed; calculated risk taking and risk seeking together with self-confidence & optimism. Further, it notes that demographic characteristics that significantly...