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The United States is engaged in a critically important and contentious debate on how to overhaul the way it delivers and pays for long-term care. Most families that are confronted with caring for a disabled elderly relative are often guaranteed financial catastrophe. The authors of this book examine a wide range of financing approaches to reforming long-term care and the impacts they would have over the next twenty-five years. The central issues in the debate about reforming long-term care concerns the relative roles of the public and private sectors. The authors urge that private insurance...

A key issue in the debate about reforming the U.S. health care system is how to finance and organize the delivery of long-term care. This book offers perspectives on several important facets of this problem, including regulation of private long-term care insurance, catastrophic out-of-pocket costs, and use of long-term and acute care services by the chronically disabled elderly.