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Top certification program for both credit counselors and debt settlement negotiators is now offered as a low cost hard copy resource. Keys to Success certification program is based on a job/needs analysis of the debt management and debt settlement industries. Approved by state and federal governing bodies and recognized by industry professionals, Keys to Success has certified thousands of counselors nationwide and beyond.

The intent of this book is threefold: (1) to summarize recent research concerned with residential crowding, (2) to present some new perspec tives on this important subject, and (3) to consider design implications and recommendations that can be derived from the existing body of research. We have sought to bring together the work of many of the researchers most involved in these areas, and have asked them to go beyond their data-to present new insights into response to residential crowding and to speculate about the meaning of their work for the present and future design of residential...

Musical Perceptions is a much-needed text that introduces students of both music and psychology to the study of music perception and cognition. Because the book aims to foster a closer interaction between research in the science and the art of music, both psychologists and musicians contribute chapters on a wide range of topics, including the philosophy of music; research in musical performance; perception of melody, tonality, and rhythm; pedagogical issues; language and music; and neural networks. With their unique ability to introduce musical and psychological concepts to...