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Microcredit programs, which often give small loans to borrowers in developing countries who lack collateral, have been considered efficient tools for economic development in struggling regions around the world. Yet, recently, microcredit has come under increasing critic by experts who feel that these loans are doing more harm than good by creating a debt trap for borrowers as well as a privatized form of welfare. The Crises of Microcredit brings together distinguished contributors to offer the latest research on the effects of microcredit around the world.
Drawing on extensive...