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Credit securitization, also known as asset securitization, is a financial technology for packaging, underwriting and selling loans in the form of securities. First used in packaging mortgage loans, credit securitization has grown rapidly and spread to many other forms of credit, including auto loans, student loans and credit-card balances. Securitization of Credit: Inside the New Technology of Finance is designed to be first guide to this new financial trend, providing tenders and other financial professionals with clear analyses of many actual credit securitization deals.

In The Wisdom of Our Ancestors, the authors mount a powerful defense of Western civilization, sketching a fresh vision of conservatism in the present age. In this book, Graham McAleer and Alexander Rosenthal-Pubul offer a renewed vision of conservatism for the twenty-first century. Taking their inspiration from the late Roger Scruton, the authors begin with a simple question: What, after all, is the meaning of conservatism? In reply, they make a case for a political orientation that they call “conservative humanism,” which threads a middle way between liberal universalism and its...

Ordinal data can be rank ordered but not assumed to have equal distances between categories. Using support by judges for civil rights measures and bussing as the primary example, this paper indicates how such data can best be analyzed.