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The book explains the business of card processing, including transaction types and modes of operation. It covers dispute cycles that occur behind the scenes, as well as relevant security standards, including PCI DSS, PCI PA DSS, PCI PTS.

The book is a one-stop source for cryptographic methods used in payment technologies in major global markets: legacy magnetic stripe (e.g., EMV, 3DS 2.0, DUKPT). It provides a broad overview of the relevant cryptographic algorithms and methods, putting them in context for various payment processing aspects and security standards.