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Banking experts review, simplify corporate lending process. James S. Sagner and Herbert Jacobs advise on corporate lending to help bankers, lenders and corporate finance managers avoid future credit problems in Handbook of Corporate Lending: A Guide for Bankers and Financial Managers. The authors argue for a fresh approach to improving bank lending to corporations. Historically, most banks spend their efforts in evaluating loan proposals from businesses before approving or denying credit. The authors argue persuasively and with examples that lending is a two-step process: the analysis of the...

Menschen, die Grundsicherungsleistungen beziehen, gelten gemeinhin als arm. Herbert Jacobs hinterfragt gängige Armutskonzepte, analysiert die Beziehung zwischen Hilfegebenden und Hilfeempfangenden und stellt fest, dass der alleinige Fokus auf ein niedriges Einkommen nicht ausreicht, um die komplexe Situation des staatlichen Hilfebezugs zu erfassen.Auf Grundlage einer qualitativen Befragung von Menschen im Grundsicherungsbezug entwickelt er eine Typologie ihrer Strategien, den Bezug von Mindestsicherungsleistungen biografisch zu verarbeiten und sich gesellschaftlich zu verorten.

This book focuses on the credit environment in today's financial world. Whether the reader is a practicing bank lender or involved in corporate finance, this book demonstrates how various factors influence credit, funding, pricing decisions and proper structuring of loan agreements. An understanding is developed of the most important issues confronting financial and banking managers today, with the discussion of the financial processes used to formulate decisions and analyze the strengths and weaknesses of credit metrics. Eight cases are discussed to illustrate aspects of the corporate credit...