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This study examines food consumption vulnerability of the extreme poor households in the southern Bangladesh and explore how micro-finance contributes to reduce vulnerability. Households in this areas are vulnerable to climate change. This study analyzes the economic impact of last two big cyclones such as "Sidr" and "Aila". In finding the determinants of vulnerability, econometric analysis is performed using ordered probit model. Heckman two-step model is applied to test the sample selection bias in the model. In this quasi-experimental study, propensity score matching (PSM) technique is...