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NBFCs have been operating for quite a long time in India but an attempt to regulate them started only in the sixties. Regulation of these institutions was found to be necessary for three reasons Viz., ensuring efficacy of credit and monetary policy, safeguarding depositors interest and ensuring healthy growth of NBFCs. HF is a term which covers financing at all stages of the development of housing. Finance is required at three stages viz., purchase of land, construction of house and repayment of loan amount. Making provision of adequate funds at cheaper cost and at right time is ...

Financial institutions face today a fast paced, dynamic and a competitive environment at the global scale. Within such a competitive environment, financial institutions are forced to examine their performance because their survival in the dynamic economics of Twenty-first century will be dependent upon their productive efficiencies. This paper, therefore, examines determinants of profitability and productivity analyzes of State Bank of India and its Associates. Determents of profitability are analyzed using the techniques of ordinary least squares. Based on existing theories and...

This book is tailored to meet the specific needs students of commerce and management who study Banking Practices and Procedure. The book is organized into Eight Chapters. Chapter One introduces the barter system and difficulties, overview of money, and also desirable properties and measurement of money. Chapter Two deals the financial system. Chapter Three concerns both commercial and central banking system. Chapter Four presents the relationship between banker and customer. Chapter Five discusses the different accounts of customers, including accounts of special types of customers. Chapter...