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What's the favorite four-letter word of people who are less than fully organized? -Help - So many technological, social, and economic changes affect your life that you need organization just to keep up, let alone advance. Many people have two jobs - one at the office and one taking care of things at home. If you have a family, you may count that as a third job. Caring for elderly relatives or have community commitments? You can count off four, five, and keep right on going.

No matter what life stage you're in, getting organized can make every day better and help you achieve your long-term...