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What will you do if today is the last journey of your life? Are you ready to meet your creator or are you ready to let go the person you love most? Journey of A Thousand Miles is about Thomas life journey during the death of Sarah and his baby Abigail. From the journey of grief, losing faith in god and finding hope from the angels sent by God in human form. It will challenge our view of the purpose of our life on earth, people who haven't grow in true grace and unprepared for the greatest things from God. Life is like a thick door in one's path, a door that recedes before us as we advance. No...

This text is concerned with the increasingly important and problematic area of financial exclusion, broadly defined as the inability and/or reluctance of particular societal groups to access mainstream financial services. This has emerged as a major international policy issue. There is growing evidence that deregulation in developed financial sectors improves financial inclusion for some societal groups (more products become available to a bigger customer base), but may at the same time exacerbate it for others (for example, by emphasizing greater customer segmentation and more emphasis on...