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The rising cost of health care financing the world over in the 1980s led to a paradigm shift in health care financing, from point of service; user fees; out- of- pocket- payments otherwise referred to as 'cash and carry', to prepaid systems and for that matter health insurance as an alternative health care financing system. Health insurance is said to be an efficient and effective system which ensures the provision of accessible, affordable, equitable and quality health care services to a majority of people, especially the poor and vulnerable, hence, its adoption by the Government of Ghana as...

Betrothal is one form of child marriage which allows parent to decide on their daughters husband. Betrothal and its resultant early girl-child marriage is a big obstacle to Konkomba girls in Nalogni obtaining a high HCF. This is because they are normally compelled to cut short their education to marry. Despite interventions by Action Aid Ghana (AAG), Catholic Relief Service (CRS) and World Vision Ghana (WVG) the practice of girl-child betrothal is still prevalent in Nalogni. The study examined why betrothal is prevalent among the Konkomba of Nalogni, and how it affects the Human Capital...