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Protecting the poor against poor health is a huge task for governments in low income settings. In this book, Cleopas explores the experience of two Southern African nations (Malawi and Zambia) in their efforts to provide cover for the marginalized and maps out the possible solutions to the challenges experienced. Although the two nations take a slightly different approach, the review found that access and utilization of health services have significantly improved in both cases.Coverage of services is however still limited. Services are free in principle but poor households still bear indirect...