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This study is about informal institutions in informal finance and microfinance in Jamaica and Trinidad-Tobago. Informal institutions are understood as unwritten social norms that cater to specific needs in the society, and can be indirectly captured and measured in their outcome. The institutional framework of this study helps capture the institutional dynamics and the processes in informal finance and microfinance. The framework demonstrates that informal institutions exist in both informal finance and formal microfinance, exposes the interface between financial intermediaries and the...

Nations must often take stock of their achievements and forge ahead with new directions to confront the changing realities in economics and politics. This imposes new demands and burdens on leadership. What should be the approach and the new role of leadership in fostering change and development of small states? Research is an essential task that must be undertaken to inform new directions. The value of this collection of essays lies in the experience and expertise of the authors who have acquired considerable hands-on knowledge over several decades as practitioners and intellectuals. They...