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Insurance as Governance is the first major sociological study of the insurance industry. It examines how the industry controls our institutions and daily lives in ways that are largely invisible, and how it thereby functions as a form of government beyond the state.

Drawing on extensive ethnographic research on industry practices, the work penetrates the complexities of the insurance industry and demonstrates why it is such a powerful and pervasive institution. The authors advance the concept of moral risk as they consider how insurance companies partner with governments and...

Insurance as Governance is the first major sociological study of the insurance industry. It examines how the industry controls our institutions and daily lives in ways that are largely invisible, and how it thereby functions as a form of government beyond the state.

Drawing on extensive ethnographic research on industry practices, the work penetrates the complexities of the insurance industry and demonstrates why it is such a powerful and pervasive institution. The authors advance the concept of moral risk as they consider how insurance companies partner with governments and...