Banking and Insurance Operations offers a comprehensive understanding of two vital pillars of the financial system-banking and insurance. Written for students, academicians, and professionals, it explains how these institutions function, their role in the economy, and the strategies they adopt for stability, efficiency, and growth.The first part focuses on banking operations, covering the structure and functions of commercial, cooperative, and central banks. Key topics include deposit mobilization, lending practices, credit creation, and risk management. The book also explores technological...