In the monographspecial attention is paid to the banking sector and digital transformation in this particular industry, and the stages and general trends in the development of digitalization of the banking sector of the Republic of Uzbekistan are also considered. The relevance of the study of the transformation of the development trajectory of commercial banks is determined by a set of factors of the external environment, characterized at this stage by instability and increased risks. The result of the study is an assessment of the significance of the digital transformation of the banking...