Credit is one of the important inputs in agricultural production. As an input, credit can influence the level of use of other inputs in crop cultivation. With the adoption of improved farming technologies, the need of regular and sufficient credit has now become more important than earlier days in many agriculturally dominant countries. Improved cultivation techniques demand higher dependence on the purchased inputs such as chemical fertilizers, pesticides, high yielding varieties of seeds etc. Accordingly, a state or region with higher intensity of credit disbursement is likely to have...