A simple yet powerful guide to financial independence based on the author s 35 years of experience as a professional financial planner. Virtually anyone can follow these steps to develop a more rewarding career; earn a higher income; spend sensibly without feeling deprived; control debt; avoid income tax traps; steer clear of financial disasters; invest intelligently; communicate more effectively about money with spouses, kids and parents; protect and maximize the value of assets; retire more comfortably; transfer wealth to heirs; and achieve many other professional and financial goals. This...