The contours of insurance business have been changing across the globe and the rippling effect of the same can be observed in the Indian market as well. The insurance industry of India has started to reveal the potential after the process of reforms were started. The changing insurance industry dynamics present many opportunities for insurers, but capturing these opportunities requires a well-defined and proactive business response. An attempt has been made to examine the effect of reforms on the performance of the Non-Life Insurance companies, in terms of financial performance, efficiency...

Credit risk remains as the vital and challenging corporate function as it will affect the profitability of banking sector. The research found that NPAs affect profitability of the public sector banks and private sector banks. As the level of NPAs increasing, profitability of banks has been decreasing. However, Bank specific determinants and macro-economic determinants explained that cost of fund, net interest margin and weighted average lending rate, index of industrial production, index of agriculture production have shown an influence on the level of gross NPAs of public sector banks and...

Banking sector is a driving engine of economic growth for the developing market economies. In today's world, banking is all about management of NPA because economic repercussions of a bank's collapse could be catastrophic on whole monetary system. Defective NPA management practices played a serious role in recent incidents of financial chaos. This book deals with the strategies adopted by the public and private sector banks to manage Non- Performing Assets. The research concluded that bankers of public sector banks and private sector banks adopt different strategies to manage NPAs. But there...

This Textbook entitled "EFFECT OF IBA ROOTING HORMONE & MEDIA ON STEM CUTTING OF LEMON (Citrus limon Burm) CV. PANT LEMON-1" written by the author on the basis of his research work, practical experience and information gathered from various reports, important reviews, research papers, journals, and books. Lemons have an extremely large number of uses. Their juice is used in drinks and desserts; their rind is used whole as a garnish; they can be distilled for their lemon oil. Pant lemon 01 is important cultivar grown in northern India having large size fruit with less seed & high juice...

Le risque de crédit reste une fonction vitale et difficile de l'entreprise, car il affecte la rentabilité du secteur bancaire. L'étude a montré que les créances douteuses affectent la rentabilité des banques du secteur public et du secteur privé. La rentabilité des banques diminue à mesure que le niveau des créances douteuses augmente. Cependant, les déterminants spécifiques aux banques et les déterminants macro-économiques expliquent que le coût des fonds, la marge d'intérêt nette et le taux de prêt moyen pondéré, l'indice de la production industrielle, l'indice de la...

Das Kreditrisiko ist nach wie vor eine wichtige und anspruchsvolle Unternehmensfunktion, da es die Rentabilität des Bankensektors beeinflusst. Die Untersuchung ergab, dass NPAs die Rentabilität von Banken des öffentlichen und des privaten Sektors beeinflussen. Je höher die NPAs sind, desto geringer ist die Rentabilität der Banken. Bankenspezifische und makroökonomische Determinanten erklärten jedoch, dass die Kapitalkosten, die Nettozinsspanne und der gewichtete durchschnittliche Kreditzins, der Index der Industrieproduktion und der Index der landwirtschaftlichen Produktion einen...