The modern co-operative movement in India started with the enactment of Co-operative Credit Societies Act in 1904 which is aimed at extending credit services to the poor. During the last 105 years of their existence, credit co-operatives have diversified manifold in terms of their membership, deposits and working capital, area and purpose of operation and have striven to extend their outreach from credit and banking related activities to production and marketing activities. In Andhra Pradesh, The Govt. introduced the Single Window Co-operetive Credit delivery system (SWCCDS) in 1987 ...