Present study was conducted in District Gujrat to investigate the impact of the microcredit scheme of Punjab Rural Support Program (PRSP) on womens empowerment. Researches throughout the developing world have highlighted the impact of microcredit programs on womens empowerment. This research was divided into three main sections. First section deals with the status of women at housed level before taking microcredit while second and third sections deal with the impact of microcredit in raising womens awareness and womens empowerment after taking microcredit. In the second section information...

Household savings is the key determinant of economic development by inducing domestic savings and ultimately investment. It also leads to high employment, industrial growth, improvement in quality of products; stabilize prices and higher GDP growth rate. The present study is an attempt to examine various factors influencing saving behavior among lower, middle and higher income groups; and Rural and Urban regions. In this study, primary source of data is collected through random sampling technique. Ordinary Least square method is employed and econometric problems are also removed from the...