The U.S. Department of Agriculture (USDA) offers several permanently authorised programs to help farmers recover financially from a natural disaster, including federal crop insurance, the Noninsured Crop Disaster Assistance Program (NAP), and emergency disaster loans. The federal crop insurance program is designed to protect crop producers from unavoidable risks associated with adverse weather, and weather-related plant diseases and insect infestations. Under the emergency disaster loan program, when a county has been declared a disaster area by either the President or the Secretary of...