Most of the farmers of Bangladesh are small land holders with or without small savings and living below poverty line. They have hardly ability to adopt modern technology to boost up food production in order to feed the growing population. Hence, the farmers in general and marginal, small and tenant farmers in particular, need adequate financial assistance from external sources. The gradual expansion of institutional network (Grameen bank and hundreds of other national, international and local based NGOs) in remote village areas of the country have contributed positively to shrinking the...