"Perfect Money Saving" is the essential guide for anyone who wants to take control of their finances. Covering everything from home-made presents to cheaper mortgages, it gives step-by-step guidance on how to cut your costs without giving up the things you enjoy. With a budget calculator to help you get your spending back on track and a month-by-month breakdown showing where and when to grab the best bargains, "Perfect Money Saving" has all you need to make the most of every penny.