Although those born after the 1990s might never have known a time without them, payment cards and the electronic and computing networks they activate went through an explicit process of creation and adoption--a process which actively shaped these ubiquitous systems into what they are today. To understand why these systems ended up the way they did, one first needs to understand their origins, and how decisions made in their early years fundamentally shaped the way they evolved.
Electronic Value Exchange recaptures the origins of one of these systems in particular: the...
Although those born after the 1990s might never have known a time without them, payment cards and the electronic and computing networks they activa...