What is credit? How does it affect my life? What does that number mean? These questions and more are answered in Beautiful Credit, an accessible guide to all things related to credit and how it can change your life.

Whether you want to buy that car, rent that apartment, or get that job, you need to have the knowledge of your credit report, and the way to control it, for beneficial results with lenders and employers. Dealing with credit reports and credit bureaus can seem overwhelming, confusing, and hopeless, but entrepreneur and credit repair expert Derricka Harwell...