How unfortunate it is that people will spend as many as 80,000 hours working approximately 40 years and yet not spend the time necessary to map out their finances and retirement plan? The book in your hand is meant to keep things simple and take away the mystery or intimidation many feel about financial matters. These basic concepts will hopefully shift your thinking as a retiree, or as somebody who is planning towards retirement, so that you have more confidence in maximizing your money in 2017.