At one time, and for many decades, homeownership was the proxy for the American dream. That all changed in 2008 with the crash of the housing market, and owning a home became a nightmare for many Americans. It became the "American Delusion," according to Grace W. Bucchianeri of the Wharton School of Business. The good news is that the vagaries of the recession have passed, and Americans are once again getting into the housing market. Homebuyers are savvier this time around though, and go into the process better educated and armed with information. The recession taught some hard lessons, but...