Jack McCann is a high-stakes Wall Street trader who sneaks into his office early one morning to try and clear out his things and get out of dodge; he knows he's in trouble, deep legal trouble, a fact highlighted by the urgent phone calls from his boss. Outside his office window, Jack hears a booming sound, and then the worst thing imaginable. He works in the World Trade Center, and it is September 11, 2001.

His wife in Connecticut, Diane, is visited the next day by a grief counselor, and then the mob, where she learns her husband owes them $750,000. Their personal bank accounts have been...