Young Olivia travels to the Virgin Islands to settle affairs after receiving word her mother, a highly acclaimed photographer on St. Thomas, has perished in a boating accident, but island police have no record of her death or even the accident. Could her mother still be alive? Olivia desperately needs the truth, if she has to find it herself.

A bar brawl. A break-in and robbery. Her mother's Caribbean bungalow ransacked. Can things get any worse at picturesque Magens Bay? Olivia's search takes a sinister turn when a charming man, claiming to be her mother's lover, is murdered...