Change is coming. A constructive dynamic wind over the next decade will devastate the state superstructure worldwide. We will enter a new Digital Era which will affect everything: jobs, politics, education, welfare...

The change will be driven by two powerful forces: the mountain of debt and new, innovative technology.

Maximising Individual Wealth sets out how individuals can survive the coming changes, and how they can manage their career and their wealth. It also describes how the no-longer-affordable welfare state will have to be restructured in order to help those...