Learning how to wade through the financial world-one bursting with abstract advice, long-winded explanations, and complicated jargon-is no simple task. This straightforward guide simplifies the process by showing you how to identify your personal finance goals and laying out a specific path to reach them. The "ideal" approach has five components: Increase credit score and limit Decrease debt with high interest rates Establish a realistic budget Accumulate wealth via saving and investing Live below your means

After her own financial struggles as a young adult, Yveline L. Dalmacy, MBA,...