Be kind to the universe and the universe will be kind to you, that's the motto Charlotte Bayfield has always lived by, but after a series of unfortunate events, including a parking ticket, a scratch down the car and the bombshell that her husband is having an affair with her friend, it's clear that the universe has favourites. Being good and playing by the rules hasn't worked outing she sees that she needs to take matters into her own hands, even if it does mean resorting to crime. Moving to London to stay with her brother isn't an exciting prospect until she meets his millionaire best friend...