I am a stage 4 cancer survivor and life tried to consume me. This is a piece of my journey, I hope it can help someone. God said remember your struggles can help others. The lessons in your life can be a blessing to someone else.

The road to becoming financially conscious is never easy. It is about money behaviours and how it affects us. Awareness of your spending will give you better results and reliefs behind the scene. Every time you look into your purse or wallet you will think more clearly before spending. We always want to spend what we don't have and allow consumerism to brainwash us to spend more. Think about your future and things you want to have like financial peace of mind. BOOK 8- FINANCIAL CONSCIOUSNESS FOR TEENS AND STUDENTS Bridget C. Williams

How time goes by and you don't see it. Time is wasted constantly but we don't see it. Life is to short make the changes and use your time wisely. When was the last time you had a day of rest? When did you last look at things that can affect you in the future and now? It is time to reflect and what a life-changing process it will be.

Finally, unless you have been living on another planet, you probably have noticed ever-increasing possessions of shopaholics and hoarding. It has long been noted that many addictions seem to have issues with money management. This is an addiction and a problem all over the world. Compulsive spenders have overspending needs t and must learn to have a healthy relationship with money. There also seems to be a pre-occupation with time and most people look to shopping to utilize that time. Don't get frustrated take the first step to your financial future.