Estate planning allows individuals, couples and families to ensure their loved ones are protected and their wishes are honored during incapacity or after their passing. This planning can be difficult to think about and sometimes to implement. As we all know, life does not always go according to plan. Some will be blessed with good health, a long life and a quick end that does not involve illness. Unfortunately, at least one of these three things will elude most us. To manage these unknowns, you need to have an estate plan in place. Estate plans are not only for the wealthy; they are for...