WE ARE WIRED TO FAIL WITH MONEY AND INVESTING.

Do You Have $1 on You? BEFORE YOU START READING, please reach for your wallet. Take out a one-dollar bill. Do you have it? Look at it, hold it up, put it in front of you.

Now imagine you save $1 each month (which few do). Imagine that your $1 earns 7% annually on average over thirty years. At the end of the thirty years you will have almost $1,200.

Needless to say, if you put away $1,000 each month, you'd have almost $1.2 million in thirty years.

It's secondary if you are just starting your family fortune--or if...