Annuities and life insurance are often misunderstood and underutilized in retirement planning. NOT YOUR PARENTS' RETIREMENT Times have changed - and so has planning for retirement They are not for everybody, but few people ever realize the full income benefits they offer. When annuities and life insurance are used together as part of a personalized strategy, they can provide attractive tax, accumulation and guaranteed income benefits, as well as wealth transfer benefits, without relying on the stock market. In YOUR LIFE, YOUR WAY, Greg Parady shares his views on retirement, lifestyle and...