A credit score is a statistical method that helps the banks to determine the likelihood of an individual paying back or not, the money he or she has borrowed. People have become increasingly dependent on credit. When you use credit, you are borrowing money that you promise to pay back within a specified period of time. Here we explored what a credit score is, how it is determined, why it is important and, finally, some tips to acquire and maintain good credit. this may decrease bad debts, and help to set risk based credit pricing for the clients and make credit granting faster and more...

The Nairobi Stock Exchange (N.S.E) was founded in 1954 as a voluntary organization of the stock brokers and is now one of the most active capital markets in Africa where market players buy and sell shares and other securities. The stock prices usually vary with time and this can be attributed to factors such as economic growth, climatic changes, government policies and political atmosphere. In this book, our intention was to verify whether the price dynamics follow a random walk process or mean reversion. This may help market players understand the dynamics of prices so that they can make...